IdahoConsolidation.org

See which consolidation options you qualify for.

Debt payments have become so large that people are unable to pay off their debts. Many residents are stuck in a situation where all their monthly income only goes towards interest. Without help on their payments, people will be forced to pay off their high interest debts for the next 10 to 20 years.

An Overview of Relief Resources

This video explains how bills can often become overwhelming due to unexpected life events such as a business downturn, reduction in income, or medical hardship. It’s important for consumers to be aware of all options available to help with unmanageable bills -- as well as state and federal hardship assistance available for individuals and families.

This video provides information on federal regulations and protections in place to help consumers understand their rights and responsibilities.

This video provides details on the Truth-In-Lending Act which protects consumers from unfair and predatory lending and credit card practices.

This video explains how the FDCPA protects consumers against unfair and abusive collection practices.

This video provides an overview of the Consumer Financial Protection Bureau, including its mission and purpose as an agency dedicated to making sure individuals and families are treated fairly by banks, lenders, and other financial institutions.

This video summarizes options available to consumers who are experiencing financial hardship. It’s important for consumers to understand consolidation loans and options, as well as bankruptcy rights, requirements, and regulations.

This video provides a variety of information regarding DIY self-help options available to consumers experiencing financial difficulty. It’s important to be educated on budgeting, spending and self-help options available to consumers who desire to take control of their financial future.

This video educates consumers facing home foreclosure of the state and federal resources available to help, as well as steps they can take to avoid foreclosure.

This video informs taxpayers of a resource available to help taxpayers via the “IRS Taxpayer Advocate Service”. Known as the “taxpayer’s voice at the IRS”, it was mandated and created as an independent agency to help taxpayers resolve IRS issues.

This video provides information on a wide range of local, state, and federal resources available to help families, veterans, and the elderly experiencing personal or financial hardship.

This video highlights the importance of educating young people on all areas of financial responsibility and management.

This video explains how important it is for people from all walks of life to share their story – as a source of hope and encouragement to empower others.